---
canonical_url: https://lendb.ai/lo/ed-de-la-cruz-landron-904513
json_url: https://lendb.ai/lo/ed-de-la-cruz-landron-904513.json
nmls_id: 904513
last_verified: 2026-10-09
---

# Christian De La Cruz

Home Mortgage Consultant, Military Lending Specialist at Wells Fargo Home Mortgage, Charlotte, NC. NMLS ID 904513 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/904513)).

**Summary:** Christian De La Cruz (NMLS 904513) is Home Mortgage Consultant, Military Lending Specialist at Wells Fargo Home Mortgage, based in Charlotte, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan. Earliest state license record: July 17, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 17, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://homeloans.wellsfargo.com/mortgage/nc/charlotte/ed-delacruz

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121537 | expired | confirmed | 2023-07-17 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Charlotte, NC. Source: https://homeloans.wellsfargo.com/mortgage/nc/charlotte/ed-delacruz, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/904513

## Contact

- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/nc/charlotte/ed-delacruz
- Office phone and Email on file: shown at https://lendb.ai/lo/ed-de-la-cruz-landron-904513#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/904513
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://homeloans.wellsfargo.com/mortgage/nc/charlotte/ed-delacruz

Cite as: Christian De La Cruz (NMLS 904513), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/ed-de-la-cruz-landron-904513, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._