{
  "canonical_url": "https://lendb.ai/lo/eda-najarro-1589567",
  "loan_officer": {
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    "slug": "eda-najarro-1589567",
    "canonical_url": "https://lendb.ai/lo/eda-najarro-1589567",
    "md_url": "https://lendb.ai/lo/eda-najarro-1589567.md",
    "json_url": "https://lendb.ai/lo/eda-najarro-1589567.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1589567",
    "full_name": {
      "value": "Lisbeth Najarro",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "verified_at": "2026-10-09"
    },
    "first_name": "Lisbeth",
    "last_name": "Najarro",
    "headshot_url": {
      "value": "https://www.embracehomeloans.com/media/mgzo52p2/lnajarro_bio72.jpg",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Lisbeth Najarro worked in finance for 12 years on Wall Street managing 200+ accounts before joining Embrace. Trilingual in English, Spanish, and Portuguese, she specializes in helping first-time and multiple home buyers, investors, and clients improving credit scores or seeking grants to achieve homeownership.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "es",
        "pt"
      ],
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 6,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 100,
    "current_employment": {
      "lender_nmls_id": 2184,
      "lender_name": "Embrace Home Loans",
      "lender_slug": "embrace-home-loans-2184",
      "branch_city": "Fairfax",
      "branch_state": "VA",
      "branch_zip": "22030",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2184,
        "lender_name": "Embrace Home Loans",
        "lender_slug": "embrace-home-loans-2184",
        "branch_city": "Fairfax",
        "branch_state": "VA",
        "branch_zip": "22030",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO69713",
        "status": "active",
        "issued_at": "2020-04-24",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "VA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.8,
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "http://linkedin.com/in/lisbeth-najarro-879392142",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "12 years in finance industry before joining Embrace",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      },
      {
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        "value": "Managed portfolio of 200+ accounts on Wall Street",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "2022 & 2023 NAHREP Top 250 Latino Mortgage Originators Award",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "2024 & 2025 NAHREP Top 250 Latino Mortgage Originators Award",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "Embrace Home Loans President's Club Award 2021 and 2022 for Top Producer",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "education",
        "value": "Began education in Guatemala, finished high school in Newark, New Jersey; completed four years at Essex County College",
        "source": "lender_site",
        "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:35:59.864167+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/eda-najarro-1589567#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2020,
      "state": "FL"
    },
    "federal_registration": null
  }
}