---
canonical_url: https://lendb.ai/lo/eda-najarro-1589567
json_url: https://lendb.ai/lo/eda-najarro-1589567.json
nmls_id: 1589567
last_verified: 2026-10-09
---

# Lisbeth Najarro

Senior Loan Officer at Embrace Home Loans, Fairfax, VA. NMLS ID 1589567 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1589567)).

**Summary:** Lisbeth Najarro (NMLS 1589567) is Senior Loan Officer at Embrace Home Loans, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO69713). Also lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Speaks Spanish and Portuguese. Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish, Portuguese
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro
- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro

## About

Lisbeth Najarro worked in finance for 12 years on Wall Street managing 200+ accounts before joining Embrace. Trilingual in English, Spanish, and Portuguese, she specializes in helping first-time and multiple home buyers, investors, and clients improving credit scores or seeking grants to achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 12 years in finance industry before joining Embrace. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro, verified 2026-10-09.
- role: Managed portfolio of 200+ accounts on Wall Street. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro, verified 2026-10-09.
- credential: 2022 & 2023 NAHREP Top 250 Latino Mortgage Originators Award. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro, verified 2026-10-09.
- credential: 2024 & 2025 NAHREP Top 250 Latino Mortgage Originators Award. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro, verified 2026-10-09.
- credential: Embrace Home Loans President's Club Award 2021 and 2022 for Top Producer. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro, verified 2026-10-09.
- education: Began education in Guatemala, finished high school in Newark, New Jersey; completed four years at Essex County College. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO69713 | active | confirmed | 2020-04-24 | state_regulator | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Fairfax, VA. Source: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1589567

## Contact

- linkedin_url: http://linkedin.com/in/lisbeth-najarro-879392142 (source: lender_site, verified 2026-10-09)
- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro
- Office phone and Email on file: shown at https://lendb.ai/lo/eda-najarro-1589567#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1589567
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.embracehomeloans.com/location/virginia/fairfax/lisbeth-najarro

Cite as: Lisbeth Najarro (NMLS 1589567), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/eda-najarro-1589567, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._