---
canonical_url: https://lendb.ai/lo/eddie-garcia-330696
json_url: https://lendb.ai/lo/eddie-garcia-330696.json
nmls_id: 330696
last_verified: 2026-10-09
---

# Eddie Garcia

Mortgage Loan Originator at U.S. Bank, Los Gatos, CA. NMLS ID 330696 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/330696)).

**Summary:** Eddie Garcia (NMLS 330696) is Mortgage Loan Originator at U.S. Bank, based in Los Gatos, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan and New construction. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696
- **New construction** (`new-construction`): lender page, confidence 0.85, verified 2026-10-09. Source: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696

## Facts from the lender page and intro

- credential: Certified builder mortgage loan officer. Source: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696, verified 2026-10-09.
- credential: Certified construction mortgage loan officer. Source: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696, verified 2026-10-09.
- credential: Private wealth mortgage banker. Source: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: U.S. Bank (NMLS 402761), Los Gatos, CA. Source: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/330696

## Contact

- View profile at U.S. Bank: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696
- Office phone and Email on file: shown at https://lendb.ai/lo/eddie-garcia-330696#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/330696
- lender_site: https://mortgage.usbank.com/ca/los-gatos/eddie-garcia-330696

Cite as: Eddie Garcia (NMLS 330696), U.S. Bank. LenDb.ai, https://lendb.ai/lo/eddie-garcia-330696, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._