--- canonical_url: https://lendb.ai/lo/eduardo-gutierrez-2066803 json_url: https://lendb.ai/lo/eduardo-gutierrez-2066803.json nmls_id: 2066803 last_verified: 2026-10-31 --- # Eduardo Gutierrez Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2066803 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2066803)). Eduardo Gutierrez (NMLS 2066803) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in California since 2024 and in Florida, Texas, Connecticut and 6 more states. **Summary:** Eduardo Gutierrez (NMLS 2066803) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 10 states confirmed with state regulators: Florida, Texas, Connecticut, Arkansas, Oregon, California, Massachusetts, Maryland and 2 more. Earliest state license record: August 16, 2024 (California), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Eduardo licensed in Florida? Yes. Florida regulator records list license LO131635 as active, first effective September 6, 2024 (verified 2026-10-15). LenDb has 9 other states on file for Eduardo. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Eduardo work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-26). Source: https://independencehl.com/eduardo-gutierrez/. ### How long has Eduardo been licensed? The earliest state license record LenDb holds for Eduardo is from August 16, 2024 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/. ## At a glance - Earliest state license record: August 16, 2024 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: five. Source: https://independencehl.com/eduardo-gutierrez/, verified 2026-10-26. - education: Business Management and Administration, University of Arizona. Source: https://independencehl.com/eduardo-gutierrez/, verified 2026-10-26. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO131635 | active | confirmed | 2024-09-06 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-08-26 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-2066803 | active | confirmed | | state_regulator | 2026-10-15 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 2784913 | active | confirmed | 2025-11-18 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2066803 | active | confirmed | 2024-08-16 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO2066803 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109091 | active | confirmed | 2025-08-25 | state_regulator | 2026-10-27 | | NV | Nevada regulator | state_license | NMLO-1199348 | active | confirmed | 2024-08-16 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/eduardo-gutierrez/, verified 2026-10-26. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2066803 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/eduardo-gutierrez/ - Office phone and Email on file: shown at https://lendb.ai/lo/eduardo-gutierrez-2066803#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2066803 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/eduardo-gutierrez/ Cite as: Eduardo Gutierrez (NMLS 2066803), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/eduardo-gutierrez-2066803, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._