---
canonical_url: https://lendb.ai/lo/edward-lowther-414029
json_url: https://lendb.ai/lo/edward-lowther-414029.json
nmls_id: 414029
last_verified: 2026-10-09
---

# Edward Lowther

Sales Manager at Guild Mortgage, Osage Beach, MO. NMLS ID 414029 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414029)).

**Summary:** Edward Lowther (NMLS 414029) is Sales Manager at Guild Mortgage, based in Osage Beach, MO. Licensed in Florida, confirmed with the state regulator (license LO74136). Also lists Arkansas, Iowa, Kansas, Missouri, Tennessee and Texas on the lender page (not yet checked with the state regulator). Licensed since 2020 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), Iowa (IA, lender_reported), Kansas (KS, lender_reported), Missouri (MO, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Edward Lowther has over 20 years of mortgage origination experience and opened his Osage Beach office in 2004. A US Army veteran with a Bachelor's degree from University of Missouri-Columbia, he built his business 100% by referral.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html, verified 2026-10-09.
- role: US Army Field Artillery officer, served in Desert Shield and Desert Storm. Source: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html, verified 2026-10-09.
- role: worked in Banking Industry and Consulting with Ernst & Young. Source: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html, verified 2026-10-09.
- credential: Bachelor's Degree from University of Missouri-Columbia. Source: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html, verified 2026-10-09.
- service_area: Lake of the Ozarks / Osage Beach. Source: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO74136 | active | confirmed | 2020-09-11 | state_regulator | 2026-10-09 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Osage Beach, MO. Source: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414029

## Contact

- linkedin_url: https://www.linkedin.com/in/edward-lowther-506a4622b/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html
- Office phone and Email on file: shown at https://lendb.ai/lo/edward-lowther-414029#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414029
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/mo/osagebeach/edward-lowther-162-cnel.html

Cite as: Edward Lowther (NMLS 414029), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/edward-lowther-414029, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._