--- canonical_url: https://lendb.ai/lo/edward-polizzotto-185972 json_url: https://lendb.ai/lo/edward-polizzotto-185972.json nmls_id: 185972 last_verified: 2026-10-15 --- # Edward Polizzotto Senior Loan Officer at think one mortgage inc, Staten Island, NY. NMLS ID 185972 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185972)). Edward Polizzotto, NMLS 185972, works as a Senior Loan Officer at think one mortgage inc in Staten Island, New York and is licensed in Florida since 2019 and in New York. Edward's lender page shows a focus on first-time buyer, and Edward works at an FHA-approved lender, per HUD. **Summary:** Edward Polizzotto (NMLS 185972) is Senior Loan Officer at think one mortgage inc, based in Staten Island, NY. Licensed in 2 states confirmed with state regulators: Florida and New York. Also lists New Jersey on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: April 18, 2019 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-15. ## Quick answers ### Is Edward licensed in New York? Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 2 other states on file for Edward. Source: https://www.dfs.ny.gov/. ### Does Edward list first-time buyer as a focus? Edward's profile lists first-time buyer as a focus (from their lender profile page). Source: https://thinkmtg.com/lo-edward-polizzotto/. ### What lender does Edward work for, and is it FHA-approved? think one mortgage inc, company NMLS 125182, from the Staten Island, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://thinkmtg.com/lo-edward-polizzotto/. ### How long has Edward been licensed? The earliest state license record LenDb holds for Edward is from April 18, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Edward states 20 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: April 18, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://thinkmtg.com/lo-edward-polizzotto/, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), New York (NY, confirmed), New Jersey (NJ, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://thinkmtg.com/lo-edward-polizzotto/ ## Facts from the lender page and intro - years_experience: 20. Source: https://thinkmtg.com/lo-edward-polizzotto/, verified 2026-10-15. - other: has worked with real estate developers on funding for risky projects. Source: https://thinkmtg.com/lo-edward-polizzotto/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO60707 | active | confirmed | 2019-04-18 | state_regulator | 2026-10-15 | | NY | New York regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-14 | | NJ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: think one mortgage inc (NMLS 125182), Staten Island, NY. Source: https://thinkmtg.com/lo-edward-polizzotto/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185972 ## Contact - View profile at think one mortgage inc: https://thinkmtg.com/lo-edward-polizzotto/ - Office phone and Email on file: shown at https://lendb.ai/lo/edward-polizzotto-185972#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/185972 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://www.dfs.ny.gov/ - lender_site: https://thinkmtg.com/lo-edward-polizzotto/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Edward Polizzotto (NMLS 185972), think one mortgage inc. LenDb.ai, https://lendb.ai/lo/edward-polizzotto-185972, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._