--- canonical_url: https://lendb.ai/lo/edwin-santiago-133618 json_url: https://lendb.ai/lo/edwin-santiago-133618.json nmls_id: 133618 last_verified: 2026-10-09 --- # Edwin Santiago Originating Branch Manager at CrossCountry Mortgage, Wayne, PA. NMLS ID 133618 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/133618)). **Summary:** Edwin Santiago (NMLS 133618) is Originating Branch Manager at CrossCountry Mortgage, based in Wayne, PA. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Delaware, Indiana, Kentucky, Maryland, Maine, Michigan, Minnesota, Mississippi and 12 more on the lender page (not yet checked with the state regulator). Licensed since 2013 (per Colorado records). States 23 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2013 (per Colorado records). This is license history on file, not total experience. - Years experience (stated by the LO): 23 (source: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Delaware (DE, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Maryland (MD, lender_reported), Maine (ME, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), North Carolina (NC, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Edwin has 23 years in mortgage lending with expertise solving complex financing cases using Non-QM solutions. He focuses on guiding first-time homebuyers and is committed to financial literacy through community partnerships. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 23. Source: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/, verified 2026-10-09. - role: Branch manager at Wayne, PA office. Source: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/, verified 2026-10-09. - credential: Known as "the mortgage technician" for ability to break down complex financing. Source: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/, verified 2026-10-09. - community: Partners with local organizations to teach credit, budgeting and homeownership classes. Source: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO53687 | active | confirmed | 2018-05-24 | state_regulator | 2026-10-09 | | CO | state_license | 100043858 | active | confirmed | 2013-05-15 | state_regulator | 2026-10-10 | | DE | state_license | MLO-133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | 63543 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | MC825446 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | 133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ME | state_license | 133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | 133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | MN-MLO-133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MS | state_license | 133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | 133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | I-186350 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 20938 | active | confirmed | | state_regulator | 2026-10-10 | | SC | state_license | MLO-133618 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | 231764 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | UT | state_license | 12912166 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | MLO-13011VA | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Wayne, PA. Source: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/, verified 2026-10-09. - ? to 2026-10-09: Fairway Independent Mortgage Corporation (NMLS 2289), Wayne, PA. Source: https://www.fairway.com/lo/edwin-santiago-133618, verified 2026-10-09. - ? to 2026-10-09: CrossCountry Mortgage (NMLS 3029), Wayne, PA. Source: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/133618 ## Contact - linkedin_url: https://www.linkedin.com/in/ed-santiago-7524857/ (source: lender_site, verified 2026-10-09) - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/ - Office phone and Email on file: shown at https://lendb.ai/lo/edwin-santiago-133618#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/133618 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=155532&contact=92990 - lender_site: https://crosscountrymortgage.com/wayne-pa-4431/edwin-santiago/ - lender_site: https://www.fairway.com/lo/edwin-santiago-133618 - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Edwin Santiago (NMLS 133618), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/edwin-santiago-133618, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._