--- canonical_url: https://lendb.ai/lo/edwyn-ramos-1965742 json_url: https://lendb.ai/lo/edwyn-ramos-1965742.json nmls_id: 1965742 last_verified: 2026-10-31 --- # Edwyn Ramos Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1965742 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965742)). Edwyn Ramos (NMLS 1965742) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2022 and in Colorado, Texas, Connecticut and 8 more states. **Summary:** Edwyn Ramos (NMLS 1965742) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 12 states confirmed with state regulators: Florida, Colorado, Texas, Connecticut, Delaware, Arkansas, Iowa, Oregon and 4 more. Earliest state license record: April 1, 2022 (Florida), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Edwyn licensed in Florida? Yes. Florida regulator records list license LO105211 as active, first effective April 1, 2022 (verified 2026-10-15). LenDb has 11 other states on file for Edwyn. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ### What lender does Edwyn work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/edwyn-ramos/. ### How long has Edwyn been licensed? The earliest state license record LenDb holds for Edwyn is from April 1, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip. ## At a glance - Earliest state license record: April 1, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Edwyn L. Ramos (AR, CA, CO, CT, DE, FL, IA, MD, NV, OR, TX, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Edwyn Ramos has a background in loan origination and debt settlement. Outside work, they mention fitness training, following UFC, and time with their family. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - other: Background in loan origination and debt settlement. Source: https://independencehl.com/edwyn-ramos/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO105211 | active | confirmed | 2022-04-01 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100542618 | active | confirmed | 2025-06-30 | state_regulator | 2026-10-16 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-05-05 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-1965742 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 56837 | active | confirmed | 2026-03-23 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-07-03 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1965742 | active | confirmed | 2025-11-07 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0092255 | active | confirmed | 2025-11-14 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-157741 | active | confirmed | 2026-02-09 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/edwyn-ramos/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965742 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/edwyn-ramos/ - Office phone and Email on file: shown at https://lendb.ai/lo/edwyn-ramos-1965742#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965742 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=305985&contact=533532 - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/edwyn-ramos/ Cite as: Edwyn Ramos (NMLS 1965742), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/edwyn-ramos-1965742, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._