---
canonical_url: https://lendb.ai/lo/efrain-guerra-512651
json_url: https://lendb.ai/lo/efrain-guerra-512651.json
nmls_id: 512651
last_verified: 2026-10-15
---

# Efrain Guerra

Branch Manager at Mortgage Solutions of Colorado, LLC, Harlingen, TX. NMLS ID 512651 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/512651)).

**Summary:** Efrain Guerra (NMLS 512651) is Branch Manager at Mortgage Solutions of Colorado, LLC, based in Harlingen, TX. Licensed in Texas, confirmed with the state regulator. Speaks Spanish. Earliest state license record: November 15, 2016 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: November 15, 2016 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Efrain Guerra has been in banking and mortgage since 1997, serving the Rio Grande Valley community and speaking Spanish.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://mortgagesolutions.net/loan-officers/efrain-guerra/, verified 2026-10-15.
- role: Former senior vice president. Source: https://mortgagesolutions.net/loan-officers/efrain-guerra/, verified 2026-10-15.
- service_area: Rio Grande Valley. Source: https://mortgagesolutions.net/loan-officers/efrain-guerra/, verified 2026-10-15.
- community: Served on Rio Fest, Setting a Good Example and HCISD Ambassador committees. Source: https://mortgagesolutions.net/loan-officers/efrain-guerra/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2016-11-15 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Mortgage Solutions of Colorado, LLC (NMLS 61602), Harlingen, TX. Source: https://mortgagesolutions.net/loan-officers/efrain-guerra/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/512651

## Contact

- linkedin_url: https://www.linkedin.com/in/efrain-guerra-ba062996 (source: lender_site, verified 2026-10-15)
- View profile at Mortgage Solutions of Colorado, LLC: https://mortgagesolutions.net/loan-officers/efrain-guerra/
- Office phone and Email on file: shown at https://lendb.ai/lo/efrain-guerra-512651#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/512651
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://mortgagesolutions.net/loan-officers/efrain-guerra/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Efrain Guerra (NMLS 512651), Mortgage Solutions of Colorado, LLC. LenDb.ai, https://lendb.ai/lo/efrain-guerra-512651, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._