{
  "canonical_url": "https://lendb.ai/lo/ehteshamul-haque-2091530",
  "lede": {
    "text": "Sham Haqu (NMLS 2091530) is a Mortgage Loan Officer at ENSURE HOME LOANS LLC, serving Alabama and Georgia. Sham's focus, from their own profile, includes USDA loan, VA loan and FHA loan, and Sham speaks English and Urdu.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "specialties",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Sham licensed in Alabama?",
      "a": "ENSURE HOME LOANS LLC's page for Sham lists Alabama. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 1 other state on file for Sham.",
      "fields": [
        "licenses"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    {
      "q": "Does Sham do USDA loans?",
      "a": "Sham's profile lists USDA loan as a focus (from their lender profile page). It also lists VA loan and FHA loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Sham work for?",
      "a": "ENSURE HOME LOANS LLC, company NMLS 1666674, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What languages does Sham speak?",
      "a": "English and Urdu, per their lender page (verified 2026-10-15).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Sham been licensed?",
      "a": "The earliest state license record LenDb holds for Sham is from August 13, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2091530,
    "slug": "ehteshamul-haque-2091530",
    "canonical_url": "https://lendb.ai/lo/ehteshamul-haque-2091530",
    "md_url": "https://lendb.ai/lo/ehteshamul-haque-2091530.md",
    "json_url": "https://lendb.ai/lo/ehteshamul-haque-2091530.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2091530",
    "full_name": {
      "value": "Sham Haqu",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    "first_name": "Sham",
    "last_name": "Haqu",
    "headshot_url": {
      "value": "https://bjrpqrnsxfdkicxrvani.supabase.co/storage/v1/object/public/officer-photos/onboard/1783562604203-d6r85da9eag.jpg",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Loan Officer",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [
        "en",
        "ur"
      ],
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1666674,
      "lender_name": "ENSURE HOME LOANS LLC",
      "lender_slug": "ensure-home-loans-llc-1666674",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1666674,
        "lender_name": "ENSURE HOME LOANS LLC",
        "lender_slug": "ensure-home-loans-llc-1666674",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO92870",
        "status": "expired",
        "issued_at": "2021-08-13",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "GA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "usda",
        "label": "USDA loan",
        "evidence": "lender_page_text",
        "confidence": 0.6,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.58,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.43,
        "source": "lender_site",
        "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 18:05:29.39162+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ehteshamul-haque-2091530#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://ensurehomeloans.com/loan-officers/sham-haqu",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2021-08-13",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2021,
      "state": "FL"
    },
    "federal_registration": null
  }
}