---
canonical_url: https://lendb.ai/lo/elana-ross-261941
json_url: https://lendb.ai/lo/elana-ross-261941.json
nmls_id: 261941
last_verified: 2026-10-09
---

# Elana Ross

Loan Officer at Xpert Home Lending. NMLS ID 261941 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/261941)).

**Summary:** Elana Ross (NMLS 261941) is Loan Officer at Xpert Home Lending. Licensed in Pennsylvania, confirmed with the state regulator (license 121985). Also lists California, Nevada and Texas on the lender page (not yet checked with the state regulator). Earliest state license record: May 29, 2020 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 29, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Pennsylvania (PA, confirmed), California (CA, lender_reported), Nevada (NV, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Nationally ranked Top 1% Loan Officer multiple years. Known for handling unique and challenging loans with strong attention to detail and drive.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Nationally ranked Top 1% Loan Officer multiple years in a row. Source: https://xperthomelending.com/loan-directory/elana-ross, verified 2026-10-09.
- other: Ability to get unique and challenging loans across the finish line. Source: https://xperthomelending.com/loan-directory/elana-ross, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO70416 | expired | confirmed | 2020-05-29 | state_regulator | 2026-10-09 |
| PA | state_license | 121985 | active | confirmed |  | state_regulator | 2026-10-10 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/elana-ross, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/261941

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/elana-ross
- Office phone and Email on file: shown at https://lendb.ai/lo/elana-ross-261941#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/261941
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://xperthomelending.com/loan-directory/elana-ross

Cite as: Elana Ross (NMLS 261941), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/elana-ross-261941, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._