---
canonical_url: https://lendb.ai/lo/eliani-fernandez-otero-2651933
json_url: https://lendb.ai/lo/eliani-fernandez-otero-2651933.json
nmls_id: 2651933
last_verified: 2026-10-15
---

# Eliani Fernandez Otero

Bilingual Loan Officer Serving Kansas & Missouri at Copeland Mortgage Company. NMLS ID 2651933 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2651933)).

**Summary:** Eliani Fernandez Otero (NMLS 2651933) is Bilingual Loan Officer Serving Kansas & Missouri at Copeland Mortgage Company. Focus areas shown on the lender page: First-time buyer. Speaks English and Spanish. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.85, verified 2026-10-15. Source: https://summitlendingusa.com/team-member/eliani-fernandez-otero-bilingual-loan-officer-serving-kansas-missouri/

## Facts from the lender page and intro

- service_area: Kansas City and across Kansas and Missouri. Source: https://summitlendingusa.com/team-member/eliani-fernandez-otero-bilingual-loan-officer-serving-kansas-missouri/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Copeland Mortgage Company (NMLS 1850081). Source: https://summitlendingusa.com/team-member/eliani-fernandez-otero-bilingual-loan-officer-serving-kansas-missouri/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2651933

## Contact

- View profile at Copeland Mortgage Company: https://summitlendingusa.com/team-member/eliani-fernandez-otero-bilingual-loan-officer-serving-kansas-missouri/
- Office phone and Email on file: shown at https://lendb.ai/lo/eliani-fernandez-otero-2651933#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2651933
- lender_site: https://summitlendingusa.com/team-member/eliani-fernandez-otero-bilingual-loan-officer-serving-kansas-missouri/

Cite as: Eliani Fernandez Otero (NMLS 2651933), Copeland Mortgage Company. LenDb.ai, https://lendb.ai/lo/eliani-fernandez-otero-2651933, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._