---
canonical_url: https://lendb.ai/lo/eliel-banegas-1967263
json_url: https://lendb.ai/lo/eliel-banegas-1967263.json
nmls_id: 1967263
last_verified: 2026-10-09
---

# Eliel Banegas

Loan Advisor at American Pacific Mortgage, Gaithersburg, MD. NMLS ID 1967263 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1967263)).

**Summary:** Eliel Banegas (NMLS 1967263) is Loan Advisor at American Pacific Mortgage, based in Gaithersburg, MD. Licensed in 3 states: District of Columbia, Maryland and Virginia. Focus areas shown on the lender page: First-time buyer, FHA loan, HELOC, ITIN borrower and Non-QM loan. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Licensed in: District of Columbia (DC), Maryland (MD), Virginia (VA)
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.apmortgage.com/eliel-banegas
- **FHA loan** (`fha`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/eliel-banegas
- **HELOC** (`heloc`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/eliel-banegas
- **ITIN borrower** (`itin`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/eliel-banegas
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/eliel-banegas
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/eliel-banegas
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.apmortgage.com/eliel-banegas

## About

Spanish-speaking mortgage loan originator serving Montgomery County, MD, Washington D.C., and Northern Virginia. Eliel specializes in helping Latino and first-time homebuyers through the financing process with a strong focus on education and clear communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Montgomery County, MD, Washington D.C., Northern Virginia. Source: https://www.apmortgage.com/eliel-banegas, verified 2026-10-09.
- community: Passionate about serving the Latino community in Maryland. Source: https://www.apmortgage.com/eliel-banegas, verified 2026-10-09.
- other: Provides bilingual support for home financing. Source: https://www.apmortgage.com/eliel-banegas, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| DC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Gaithersburg, MD. Source: https://www.apmortgage.com/eliel-banegas, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1967263

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/eliel-banegas
- Office phone and Email on file: shown at https://lendb.ai/lo/eliel-banegas-1967263#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1967263
- lender_site: https://www.apmortgage.com/eliel-banegas

Cite as: Eliel Banegas (NMLS 1967263), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/eliel-banegas-1967263, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._