---
canonical_url: https://lendb.ai/lo/elijah-duncan-2799413
json_url: https://lendb.ai/lo/elijah-duncan-2799413.json
nmls_id: 2799413
last_verified: 2026-10-24
---

# Elijah Duncan

Loan officer at AmeriSave Mortgage. NMLS ID 2799413 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799413)).

Elijah Duncan (NMLS 2799413) is a mortgage loan officer at AmeriSave Mortgage, licensed in Oregon since 2026 and in Florida and California. Elijah works at an FHA-approved lender, per HUD.

**Summary:** Elijah Duncan (NMLS 2799413) is a loan officer at AmeriSave Mortgage. Licensed in 3 states confirmed with state regulators: Florida, Oregon and California. AmeriSave Mortgage also offers DSCR loan, FHA loan, HELOC, Real estate investor and Jumbo loan and 3 more (a lender program, not confirmed as their own focus). Earliest state license record: April 14, 2026 (Oregon), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Elijah licensed in Florida?

Yes. Florida regulator records list license LO147284 as active, first effective April 28, 2026 (verified 2026-10-15). LenDb has 2 other states on file for Elijah. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Elijah work for, and is it FHA-approved?

AmeriSave Mortgage, company NMLS 1168, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://dfpi.ca.gov/.

### How long has Elijah been licensed?

The earliest state license record LenDb holds for Elijah is from April 14, 2026 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: April 14, 2026 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Elijah H. Duncan (CA, FL, OR, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: AmeriSave Mortgage's programs, not confirmed as this person's focus)

- **DSCR loan** (`dscr`): verified 2026-10-08. Source: https://www.amerisave.com
- **FHA loan** (`fha`): verified 2026-10-08. Source: https://www.amerisave.com
- **HELOC** (`heloc`): verified 2026-10-08. Source: https://www.amerisave.com
- **Real estate investor** (`investor`): verified 2026-10-08. Source: https://www.amerisave.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://www.amerisave.com
- **Self-employed** (`self-employed`): verified 2026-10-08. Source: https://www.amerisave.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://www.amerisave.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://www.amerisave.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO147284 | active | confirmed | 2026-04-28 | state_regulator | 2026-10-15 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-04-14 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2799413 | active | confirmed | 2026-04-14 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: AmeriSave Mortgage (NMLS 1168). Source: https://dfpi.ca.gov/, verified 2026-10-23.
- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799413

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2799413
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- manual (lender programs): https://www.amerisave.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Elijah Duncan (NMLS 2799413), AmeriSave Mortgage. LenDb.ai, https://lendb.ai/lo/elijah-duncan-2799413, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._