---
canonical_url: https://lendb.ai/lo/elilta-michael-202139
json_url: https://lendb.ai/lo/elilta-michael-202139.json
nmls_id: 202139
last_verified: 2026-10-09
---

# Elilta Michael

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), La Jolla, CA. NMLS ID 202139 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/202139)).

**Summary:** Elilta Michael (NMLS 202139) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in La Jolla, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.35, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/la-jolla/7777-girard-ave-hla-202139
- **VA loan** (`va`): lender page, confidence 0.13, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/la-jolla/7777-girard-ave-hla-202139

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), La Jolla, CA. Source: https://homelendingadvisor.chase.com/ca/la-jolla/7777-girard-ave-hla-202139, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/202139

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/la-jolla/7777-girard-ave-hla-202139
- Office phone and Email on file: shown at https://lendb.ai/lo/elilta-michael-202139#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/202139
- lender_site: https://homelendingadvisor.chase.com/ca/la-jolla/7777-girard-ave-hla-202139

Cite as: Elilta Michael (NMLS 202139), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/elilta-michael-202139, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._