---
canonical_url: https://lendb.ai/lo/elisabeth-heinbaugh-2809607
json_url: https://lendb.ai/lo/elisabeth-heinbaugh-2809607.json
nmls_id: 2809607
last_verified: 2026-10-09
---

# Elissa Heinbaugh

Loan Officer at CrossCountry Mortgage, Cleveland, OH. NMLS ID 2809607 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2809607)).

**Summary:** Elissa Heinbaugh (NMLS 2809607) is Loan Officer at CrossCountry Mortgage, based in Cleveland, OH. Licensed in Florida, confirmed with the state regulator (license LO147350). Also lists Arizona, California, Georgia, Indiana, Massachusetts, Maryland, North Carolina, Nevada and 4 more on the lender page (not yet checked with the state regulator). Earliest state license record: April 29, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 29, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Nevada (NV, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Elissa serves the Cleveland, OH community as a local loan officer, providing expert guidance and personalized service throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Cleveland, OH. Source: https://crosscountrymortgage.com/cleveland-oh-2036/elisabeth-heinbaugh/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO147350 | active | confirmed | 2026-04-29 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Cleveland, OH. Source: https://crosscountrymortgage.com/cleveland-oh-2036/elisabeth-heinbaugh/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2809607

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/cleveland-oh-2036/elisabeth-heinbaugh/
- Office phone and Email on file: shown at https://lendb.ai/lo/elisabeth-heinbaugh-2809607#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2809607
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/cleveland-oh-2036/elisabeth-heinbaugh/

Cite as: Elissa Heinbaugh (NMLS 2809607), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/elisabeth-heinbaugh-2809607, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._