---
canonical_url: https://lendb.ai/lo/elisha-manalo-2040295
json_url: https://lendb.ai/lo/elisha-manalo-2040295.json
nmls_id: 2040295
last_verified: 2026-10-24
---

# Elisha Manalo

Loan officer at SayGo Home Loans, LLC, Irvine, CA. NMLS ID 2040295 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040295)).

Elisha Manalo (NMLS 2040295) is a mortgage loan officer at SayGo Home Loans, LLC in Irvine, California, licensed in California since 2025 and in Florida, Texas and Connecticut. Elisha works at an FHA-approved lender, per HUD.

**Summary:** Elisha Manalo (NMLS 2040295) is a loan officer at SayGo Home Loans, LLC, based in Irvine, CA. Licensed in 4 states confirmed with state regulators: Florida, Texas, Connecticut and California. Earliest state license record: October 22, 2025 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Elisha licensed in California?

Yes. California regulator records list license CA-DFPI2040295 as active, first effective October 22, 2025 (verified 2026-10-24). LenDb has 3 other states on file for Elisha. Source: https://dfpi.ca.gov/.

### What lender does Elisha work for, and is it FHA-approved?

SayGo Home Loans, LLC, company NMLS 2525432, from the Irvine, CA office, per the lender's own site (verified 2026-10-13). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://www.sml.texas.gov/.

### How long has Elisha been licensed?

The earliest state license record LenDb holds for Elisha is from October 22, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: October 22, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO142473 | active | confirmed | 2025-11-05 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-02-11 | state_regulator | 2026-10-13 |
| CT | Connecticut regulator | state_license | LO-2040295 | active | confirmed |  | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2040295 | active | confirmed | 2025-10-22 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: SayGo Home Loans, LLC (NMLS 2525432), Irvine, CA. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040295

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2040295
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://dfpi.ca.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Elisha Manalo (NMLS 2040295), SayGo Home Loans, LLC. LenDb.ai, https://lendb.ai/lo/elisha-manalo-2040295, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._