---
canonical_url: https://lendb.ai/lo/elizabeth-mcelroy-659461
json_url: https://lendb.ai/lo/elizabeth-mcelroy-659461.json
nmls_id: 659461
last_verified: 2026-10-09
---

# Liz McElroy- Filan

Senior Vice President of Lending at CrossCountry Mortgage, Fairfax, VA. NMLS ID 659461 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659461)).

**Summary:** Liz McElroy- Filan (NMLS 659461) is Senior Vice President of Lending at CrossCountry Mortgage, based in Fairfax, VA. Licensed in Florida, confirmed with the state regulator (license LO24874). Also lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Down payment assistance, Non-QM loan and First-time buyer. Earliest state license record: May 13, 2014 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 13, 2014 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Self-employed** (`self-employed`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/

## About

Liz McElroy- Filan has over 25 years of mortgage experience in the D.C. area, specializing in first-time buyers, self-employed borrowers, and investors. They offer personalized solutions with a focus on smooth processes and clear communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/, verified 2026-10-09.
- service_area: D.C. area, Vienna, VA, Fairfax, VA. Source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO24874 | active | confirmed | 2014-05-13 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Fairfax, VA. Source: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659461

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/
- Email on file: shown at https://lendb.ai/lo/elizabeth-mcelroy-659461#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/659461
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/fairfax-va-3667/elizabeth-mcelroy/

Cite as: Liz McElroy- Filan (NMLS 659461), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/elizabeth-mcelroy-659461, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._