---
canonical_url: https://lendb.ai/lo/ellen-lee-199746
json_url: https://lendb.ai/lo/ellen-lee-199746.json
nmls_id: 199746
last_verified: 2026-10-09
---

# Ellen Lee

Mortgage Loan Officer at Loan Factory. NMLS ID 199746 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199746)).

**Summary:** Ellen Lee (NMLS 199746) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO124914). Also lists Arizona, Tennessee and Texas on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.loanfactory.com/mortgage-expert/ellen-lee-199746, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Professional mortgage loan officer with over 20 years of experience helping clients achieve their homeownership goals through a smooth and stress-free loan process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.loanfactory.com/mortgage-expert/ellen-lee-199746, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO124914 | active | confirmed | 2023-12-20 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/ellen-lee-199746, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199746

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/ellen-lee-199746

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/199746
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/ellen-lee-199746

Cite as: Ellen Lee (NMLS 199746), Loan Factory. LenDb.ai, https://lendb.ai/lo/ellen-lee-199746, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._