---
canonical_url: https://lendb.ai/lo/ellen-ostermann-1956114
json_url: https://lendb.ai/lo/ellen-ostermann-1956114.json
nmls_id: 1956114
last_verified: 2026-10-16
---

# Ellen Ostermann

Mortgage Lender at Bank Five Nine. NMLS ID 1956114 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1956114)).

Ellen Ostermann (NMLS 1956114) is a Mortgage Lender at Bank Five Nine.

**Summary:** Ellen Ostermann (NMLS 1956114) is Mortgage Lender at Bank Five Nine. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: May 5, 2020 (Wisconsin), per state regulator. States 20 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Ellen licensed?

Ellen works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Ellen work for?

Bank Five Nine, company NMLS 410817, per the lender's own site (verified 2026-10-16). Source: https://www.bankfivenine.com/banker/mortgage-lenders/ellen-ostermann/.

### How long has Ellen been licensed?

The earliest state license record LenDb holds for Ellen is from May 5, 2020 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Ellen states 20 years of experience. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: May 5, 2020 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.bankfivenine.com/banker/mortgage-lenders/ellen-ostermann/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.bankfivenine.com/banker/mortgage-lenders/ellen-ostermann/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| WI | Wisconsin regulator | state_license | 1956114 | expired | confirmed | 2020-05-05 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: Bank Five Nine (NMLS 410817). Source: https://www.bankfivenine.com/banker/mortgage-lenders/ellen-ostermann/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1956114

## Contact

- View profile at Bank Five Nine: https://www.bankfivenine.com/banker/mortgage-lenders/ellen-ostermann/
- Office phone and Email on file: shown at https://lendb.ai/lo/ellen-ostermann-1956114#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1956114
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- lender_site: https://www.bankfivenine.com/banker/mortgage-lenders/ellen-ostermann/

Cite as: Ellen Ostermann (NMLS 1956114), Bank Five Nine. LenDb.ai, https://lendb.ai/lo/ellen-ostermann-1956114, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._