--- canonical_url: https://lendb.ai/lo/elliot-gambrell-2369132 json_url: https://lendb.ai/lo/elliot-gambrell-2369132.json nmls_id: 2369132 last_verified: 2026-10-26 --- # Elliot Gambrell Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2369132 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2369132)). Elliot Gambrell (NMLS 2369132) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2022 and in Oregon, California and Maryland. Elliot's focus, from their own profile, includes FHA loan, reverse mortgage and VA loan. **Summary:** Elliot Gambrell (NMLS 2369132) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 4 states confirmed with state regulators: Florida, Oregon, California and Maryland. Focus areas shown on the lender page: FHA loan, Reverse mortgage and VA loan. Earliest state license record: September 26, 2022 (Florida), per state regulator. Last verified 2026-10-26. ## Quick answers ### Is Elliot licensed in Florida? Yes. Florida regulator records list license LO113582 as active, first effective September 26, 2022 (verified 2026-10-15). LenDb has 3 other states on file for Elliot. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### Does Elliot do FHA loans? Elliot's profile lists FHA loan as a focus (from their lender profile page). It also lists reverse mortgage and VA loan. Source: https://independencehl.com/elliot-gambrell/. ### What lender does Elliot work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/elliot-gambrell/. ### How long has Elliot been licensed? The earliest state license record LenDb holds for Elliot is from September 26, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: September 26, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Elliot L. Gambrell (CA, FL, MD, OR, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **FHA loan** (`fha`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://independencehl.com/elliot-gambrell/ - **Reverse mortgage** (`reverse`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://independencehl.com/elliot-gambrell/ - **VA loan** (`va`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://independencehl.com/elliot-gambrell/ ## Facts from the lender page and intro - education: Bachelor of Information Science, University of Maryland. Source: https://independencehl.com/elliot-gambrell/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO113582 | active | confirmed | 2022-09-26 | state_regulator | 2026-10-15 | | OR | Oregon regulator | state_license | 2369132 | active | confirmed | 2024-02-15 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2369132 | active | confirmed | 2022-11-07 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/elliot-gambrell/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2369132 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/elliot-gambrell/ - Office phone and Email on file: shown at https://lendb.ai/lo/elliot-gambrell-2369132#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2369132 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - lender_site: https://independencehl.com/elliot-gambrell/ Cite as: Elliot Gambrell (NMLS 2369132), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/elliot-gambrell-2369132, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._