---
canonical_url: https://lendb.ai/lo/elmira-buhayova-2710688
json_url: https://lendb.ai/lo/elmira-buhayova-2710688.json
nmls_id: 2710688
last_verified: 2026-10-09
---

# Elmira Buhayova

Mortgage Loan Officer at Loan Factory. NMLS ID 2710688 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2710688)).

**Summary:** Elmira Buhayova (NMLS 2710688) is Mortgage Loan Officer at Loan Factory. Lists California on the lender page (not yet checked with the state regulator). Speaks English and Russian. States 22 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 22 (source: https://www.loanfactory.com/mortgage-expert/elmira-buhayova-2710688, verified 2026-10-09)
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Russian
- Profile: unclaimed
- Status: active

## Specialties


## About

Over 22 years as a CPA and financial analyst brings precision and analytical expertise to mortgage lending. Serves Ventura and Los Angeles counties, designing custom financing solutions with deep market insight and client advocacy.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.loanfactory.com/mortgage-expert/elmira-buhayova-2710688, verified 2026-10-09.
- credential: Certified Public Accountant (CPA). Source: https://www.loanfactory.com/mortgage-expert/elmira-buhayova-2710688, verified 2026-10-09.
- service_area: Ventura and Los Angeles counties. Source: https://www.loanfactory.com/mortgage-expert/elmira-buhayova-2710688, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/elmira-buhayova-2710688, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2710688

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/elmira-buhayova-2710688

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2710688
- lender_site: https://www.loanfactory.com/mortgage-expert/elmira-buhayova-2710688

Cite as: Elmira Buhayova (NMLS 2710688), Loan Factory. LenDb.ai, https://lendb.ai/lo/elmira-buhayova-2710688, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._