--- canonical_url: https://lendb.ai/lo/emil-canchola-396947 json_url: https://lendb.ai/lo/emil-canchola-396947.json nmls_id: 396947 last_verified: 2026-10-31 --- # Emil Canchola Loan officer at West Capital Lending, Inc.. NMLS ID 396947 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396947)). Emil Canchola (NMLS 396947) is a mortgage loan officer at West Capital Lending, Inc., licensed in Nevada since 2012 and in Florida, Texas, California and 11 more states. **Summary:** Emil Canchola (NMLS 396947) is a loan officer at West Capital Lending, Inc.. Licensed in 15 states confirmed with state regulators: Florida, Texas, California, Connecticut, Louisiana, Delaware, Colorado, Missouri and 7 more. Earliest state license record: May 3, 2012 (Nevada), per state regulator. Last verified 2026-10-31. ## Quick answers ### Is Emil licensed in Florida? Yes. Florida regulator records list license LO40669 as active, first effective March 3, 2017 (verified 2026-10-15). LenDb has 14 other states on file for Emil. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Emil work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Emil been licensed? The earliest state license record LenDb holds for Emil is from May 3, 2012 (Nevada regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://mld.nv.gov/. ## At a glance - Earliest state license record: May 3, 2012 (Nevada), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Emil J. Canchola (AR, CA, CO, CT, DE, FL, IA, LA, MD, MO, NV, OR, TX, WY, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Louisiana (LA, confirmed), Delaware (DE, confirmed), Colorado (CO, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO40669 | active | confirmed | 2017-03-03 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2019-05-02 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 01469086 | active | confirmed | | state_regulator | 2026-10-24 | | CT | Connecticut regulator | state_license | LO-396947 | active | confirmed | | state_regulator | 2026-10-15 | | LA | Louisiana regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | CO | Colorado regulator | state_license | 100050586 | active | confirmed | 2014-05-15 | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55780 | active | confirmed | 2025-11-24 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-02-27 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 396947 | active | confirmed | 2024-12-26 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109591 | active | confirmed | 2026-01-07 | state_regulator | 2026-10-27 | | NV | Nevada regulator | state_license | NMLO-103155 | active | confirmed | 2012-05-03 | state_regulator | 2026-10-31 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396947 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/396947 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=142662&contact=268895 - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://mld.nv.gov/ Cite as: Emil Canchola (NMLS 396947), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/emil-canchola-396947, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._