---
canonical_url: https://lendb.ai/lo/emilio-garma-fernandez-1864255
json_url: https://lendb.ai/lo/emilio-garma-fernandez-1864255.json
nmls_id: 1864255
last_verified: 2026-10-15
---

# Emilio Garma

Executive Mortgage Consultant at Trusted Mortgage Capital Inc, Irvine, CA. NMLS ID 1864255 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1864255)).

**Summary:** Emilio Garma (NMLS 1864255) is Executive Mortgage Consultant at Trusted Mortgage Capital Inc, based in Irvine, CA. Licensed in Florida, confirmed with the state regulator (license LO67176). Earliest state license record: January 22, 2020 (Florida), per state regulator. States 3 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: January 22, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 3 (source: https://www.trustedmortgagecapital.com/team/egarma/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 3. Source: https://www.trustedmortgagecapital.com/team/egarma/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO67176 | active | confirmed | 2020-01-22 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Trusted Mortgage Capital Inc (NMLS 2411952), Irvine, CA. Source: https://www.trustedmortgagecapital.com/team/egarma/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1864255

## Contact

- View profile at Trusted Mortgage Capital Inc: https://www.trustedmortgagecapital.com/team/egarma/
- Email on file: shown at https://lendb.ai/lo/emilio-garma-fernandez-1864255#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1864255
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.trustedmortgagecapital.com/team/egarma/

Cite as: Emilio Garma (NMLS 1864255), Trusted Mortgage Capital Inc. LenDb.ai, https://lendb.ai/lo/emilio-garma-fernandez-1864255, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._