---
canonical_url: https://lendb.ai/lo/emily-cordeira-1262960
json_url: https://lendb.ai/lo/emily-cordeira-1262960.json
nmls_id: 1262960
last_verified: 2026-10-15
---

# Emily Cordeira

Loan Officer at Cliffco, Inc., Uniondale, NY. NMLS ID 1262960 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1262960)).

Emily Cordeira (NMLS 1262960) is a Loan Officer at Cliffco, Inc. in Uniondale, New York, licensed in Florida since 2017 and in New York. Emily works at an FHA-approved lender, per HUD.

**Summary:** Emily Cordeira (NMLS 1262960) is Loan Officer at Cliffco, Inc., based in Uniondale, NY. Licensed in 2 states confirmed with state regulators: Florida and New York. Earliest state license record: February 9, 2017 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Emily licensed in New York?

Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 1 other state on file for Emily. Source: https://www.dfs.ny.gov/.

### What lender does Emily work for, and is it FHA-approved?

Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://cliffcomortgage.com/ecordeira/.

### How long has Emily been licensed?

The earliest state license record LenDb holds for Emily is from February 9, 2017 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: February 9, 2017 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Emily N. Cordeira (FL, as of 2026-10-09)
- Licensed in: Florida (FL, confirmed), New York (NY, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: since 2015. Source: https://cliffcomortgage.com/ecordeira/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO39519 | active | confirmed | 2017-02-09 | state_regulator | 2026-10-15 |
| NY | New York regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: Cliffco, Inc. (NMLS 65328), Uniondale, NY. Source: https://cliffcomortgage.com/ecordeira/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1262960

## Contact

- View profile at Cliffco, Inc.: https://cliffcomortgage.com/ecordeira/
- Office phone and Email on file: shown at https://lendb.ai/lo/emily-cordeira-1262960#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1262960
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dfs.ny.gov/
- lender_site: https://cliffcomortgage.com/ecordeira/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Emily Cordeira (NMLS 1262960), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/emily-cordeira-1262960, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._