--- canonical_url: https://lendb.ai/lo/emily-howard-1633389 json_url: https://lendb.ai/lo/emily-howard-1633389.json nmls_id: 1633389 last_verified: 2026-10-09 --- # Emily Howard Mortgage Advisor, CMPS at Fairway Independent Mortgage Corporation, Federal Way, WA. NMLS ID 1633389 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1633389)). **Summary:** Emily Howard (NMLS 1633389) is Mortgage Advisor, CMPS at Fairway Independent Mortgage Corporation, based in Federal Way, WA. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Alaska, Alabama, Arizona, California, Hawaii, Iowa, Idaho, Illinois and 13 more on the lender page (not yet checked with the state regulator). Earliest state license record: October 4, 2021 (Florida), per state regulator. States 14 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: October 4, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 14 (source: https://www.fairway.com/lo/emily-howard-1633389, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Alaska (AK, lender_reported), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Hawaii (HI, lender_reported), Iowa (IA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Montana (MT, lender_reported), New Mexico (NM, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Oregon (OR, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About National board-certified special education teacher for 14 years prior to mortgage industry. Skilled in marketing and technology, committed to client service and responsiveness. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - education: Graduated from City University and Lesley University. Source: https://www.fairway.com/lo/emily-howard-1633389, verified 2026-10-09. - years_experience: 14. Source: https://www.fairway.com/lo/emily-howard-1633389, verified 2026-10-09. - credential: CMPS (Certified Mortgage Professional Specialist). Source: https://www.fairway.com/lo/emily-howard-1633389, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO95562 | active | confirmed | 2021-10-04 | state_regulator | 2026-10-09 | | AK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AL | state_license | 1633389 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100529097 | active | confirmed | 2021-12-14 | state_regulator | 2026-10-10 | | HI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | MLO-2081633389 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | 1633389 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | 1633389 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | 1633389 | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | MLO-65008VA | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Fairway Independent Mortgage Corporation (NMLS 2289), Federal Way, WA. Source: https://www.fairway.com/lo/emily-howard-1633389, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1633389 ## Contact - View profile at Fairway Independent Mortgage Corporation: https://www.fairway.com/lo/emily-howard-1633389 - Office phone and Email on file: shown at https://lendb.ai/lo/emily-howard-1633389#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1633389 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.fairway.com/lo/emily-howard-1633389 - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=286114&contact=510991 Cite as: Emily Howard (NMLS 1633389), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/emily-howard-1633389, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._