{
  "canonical_url": "https://lendb.ai/lo/emily-krutsinger-1212074",
  "loan_officer": {
    "nmls_id": 1212074,
    "slug": "emily-krutsinger-1212074",
    "canonical_url": "https://lendb.ai/lo/emily-krutsinger-1212074",
    "md_url": "https://lendb.ai/lo/emily-krutsinger-1212074.md",
    "json_url": "https://lendb.ai/lo/emily-krutsinger-1212074.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1212074",
    "full_name": {
      "value": "Emily Krutsinger",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
      "verified_at": "2026-10-09"
    },
    "first_name": "Emily",
    "last_name": "Krutsinger",
    "headshot_url": {
      "value": "https://cdn.prod.website-files.com/695e62c5afd947215e7a7d42/6a17465d8c3a0d8f466faf46_t2SgKnGdV8H4gTHiX86DmgKkc9gQ8rJcQU6fCt68ils.jpeg",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Branch Operations Manager",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 11,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 12007,
      "lender_name": "LeaderOne Financial",
      "lender_slug": "leaderone-financial-12007",
      "branch_city": "Centennial",
      "branch_state": "CO",
      "branch_zip": "80112",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 12007,
        "lender_name": "LeaderOne Financial",
        "lender_slug": "leaderone-financial-12007",
        "branch_city": "Centennial",
        "branch_state": "CO",
        "branch_zip": "80112",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100500934",
        "status": "active",
        "issued_at": "2015-11-25",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=165915&contact=365551",
        "verified_at": "2026-10-10",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 08:11:38.81495+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/emily-krutsinger-1212074#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.leaderonefinancial.com/mlo/emily-krutsinger",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2015,
      "state": "CO"
    },
    "federal_registration": null
  }
}