---
canonical_url: https://lendb.ai/lo/emily-lara-455374
json_url: https://lendb.ai/lo/emily-lara-455374.json
nmls_id: 455374
last_verified: 2026-10-09
---

# Emily Lara

Senior Loan Officer at Embrace Home Loans, Tampa, FL. NMLS ID 455374 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455374)).

**Summary:** Emily Lara (NMLS 455374) is Senior Loan Officer at Embrace Home Loans, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO22554). Focus areas shown on the lender page: First-time buyer. Speaks Spanish. Licensed since 2013 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2013 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.embracehomeloans.com/location/florida/tampa/emily-lara

## About

Emily specializes in first-time homebuyers and serves Hillsborough County and Greater Tampa Bay from Valrico, Florida. She holds a Bachelor of Business Administration in Real Estate Finance from Angelo State University.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor of Business Administration in Real Estate Finance from Angelo State University. Source: https://www.embracehomeloans.com/location/florida/tampa/emily-lara, verified 2026-10-09.
- service_area: Valrico, Hillsborough County, and Greater Tampa Bay area. Source: https://www.embracehomeloans.com/location/florida/tampa/emily-lara, verified 2026-10-09.
- community: Supports A Kid's Place in Brandon, Florida. Source: https://www.embracehomeloans.com/location/florida/tampa/emily-lara, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO22554 | active | confirmed | 2013-12-09 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Embrace Home Loans (NMLS 2184), Tampa, FL. Source: https://www.embracehomeloans.com/location/florida/tampa/emily-lara, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455374

## Contact

- View profile at Embrace Home Loans: https://www.embracehomeloans.com/location/florida/tampa/emily-lara
- Office phone and Email on file: shown at https://lendb.ai/lo/emily-lara-455374#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/455374
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.embracehomeloans.com/location/florida/tampa/emily-lara

Cite as: Emily Lara (NMLS 455374), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/emily-lara-455374, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._