---
canonical_url: https://lendb.ai/lo/emily-lopez-rivera-532404
json_url: https://lendb.ai/lo/emily-lopez-rivera-532404.json
nmls_id: 532404
last_verified: 2026-10-10
---

# Emily Padilla

Mortgage Loan Originator at AnnieMac Home Mortgage, Maitland, FL. NMLS ID 532404 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/532404)).

**Summary:** Emily Padilla (NMLS 532404) is Mortgage Loan Originator at AnnieMac Home Mortgage, based in Maitland, FL. Licensed in Florida, confirmed with the state regulator (license LO38013). Earliest state license record: December 30, 2016 (Florida), per state regulator. States 15 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: December 30, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://annie-mac.com/lo/emilypadilla/, verified 2026-10-10)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Emily has over 15 years in mortgage lending and focuses on guiding clients step by step with clear communication and trust.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 15. Source: https://annie-mac.com/lo/emilypadilla/, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO38013 | active | confirmed | 2016-12-30 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: AnnieMac Home Mortgage (NMLS 338923), Maitland, FL. Source: https://annie-mac.com/lo/emilypadilla/, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/532404

## Contact

- View profile at AnnieMac Home Mortgage: https://annie-mac.com/lo/emilypadilla/
- Office phone and Email on file: shown at https://lendb.ai/lo/emily-lopez-rivera-532404#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/532404
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://annie-mac.com/lo/emilypadilla/

Cite as: Emily Padilla (NMLS 532404), AnnieMac Home Mortgage. LenDb.ai, https://lendb.ai/lo/emily-lopez-rivera-532404, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._