---
canonical_url: https://lendb.ai/lo/emily-mcvay-1586340
json_url: https://lendb.ai/lo/emily-mcvay-1586340.json
nmls_id: 1586340
last_verified: 2026-10-09
---

# Emily McVay

Licensed Loan Originator at Homestead Funding, Williamsville, NY. NMLS ID 1586340 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1586340)).

**Summary:** Emily McVay (NMLS 1586340) is Licensed Loan Originator at Homestead Funding, based in Williamsville, NY. Lists New York and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Renovation loan (203k / HomeStyle). States 8 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 8 (source: https://www.homesteadfunding.com/loan-originators/emily-mcvay, verified 2026-10-09)
- Licensed in: New York (NY, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.homesteadfunding.com/loan-originators/emily-mcvay
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.homesteadfunding.com/loan-originators/emily-mcvay

## About

Emily has nearly 8 years of mortgage industry experience with emphasis on renovation programs and first-time homebuyers. She offers flexible non-traditional hours and founded Begin Again Kits, which provides kitchen essentials to women escaping domestic violence.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 8. Source: https://www.homesteadfunding.com/loan-originators/emily-mcvay, verified 2026-10-09.
- credential: Presidents Club 2020 and 2021. Source: https://www.homesteadfunding.com/loan-originators/emily-mcvay, verified 2026-10-09.
- community: Founded Begin Again Kits, organization providing kitchen essentials to women escaping domestic violence. Source: https://www.homesteadfunding.com/loan-originators/emily-mcvay, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Homestead Funding (NMLS 3232), Williamsville, NY. Source: https://www.homesteadfunding.com/loan-originators/emily-mcvay, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1586340

## Contact

- View profile at Homestead Funding: https://www.homesteadfunding.com/loan-originators/emily-mcvay
- Office phone and Email on file: shown at https://lendb.ai/lo/emily-mcvay-1586340#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1586340
- lender_site: https://www.homesteadfunding.com/loan-originators/emily-mcvay

Cite as: Emily McVay (NMLS 1586340), Homestead Funding. LenDb.ai, https://lendb.ai/lo/emily-mcvay-1586340, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._