---
canonical_url: https://lendb.ai/lo/emily-nothacker-595514
json_url: https://lendb.ai/lo/emily-nothacker-595514.json
nmls_id: 595514
last_verified: 2026-10-16
---

# Emily Nothacker

VP/Mortgage Loan Officer at Bell Bank, Duluth, MN. NMLS ID 595514 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/595514)).

Based in Duluth, Minnesota, Emily Nothacker (NMLS 595514) is a mortgage loan officer at Bell Bank. Emily's focus, from their own profile, includes down payment assistance, physician and medical professional and vacation home.

**Summary:** Emily Nothacker (NMLS 595514) is VP/Mortgage Loan Officer at Bell Bank, based in Duluth, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, Physician and medical professional, Vacation home and First-time buyer. Last verified 2026-10-16.

## Quick answers

### Is Emily licensed?

Emily works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Emily do down payment assistance?

Emily's profile lists down payment assistance as a focus (from their lender profile page). It also lists physician and medical professional, vacation home and first-time buyer. Source: https://bell.bank/mortgage/loan-officer/emilynothacker.

### What lender does Emily work for?

Bell Bank, company NMLS 419538, from the Duluth, MN office, per the lender's own site (verified 2026-10-16). Source: https://bell.bank/mortgage/loan-officer/emilynothacker.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Down payment assistance** (`down-payment-assistance`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/emilynothacker
- **Physician and medical professional** (`physician`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/emilynothacker
- **Vacation home** (`vacation-home`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/emilynothacker
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.39, verified 2026-10-26. Source: https://bell.bank/mortgage/loan-officer/emilynothacker

## Facts from the lender page and intro

- community: Union Gospel Mission. Source: https://bell.bank/mortgage/loan-officer/emilynothacker, verified 2026-10-16.
- community: YMCA. Source: https://bell.bank/mortgage/loan-officer/emilynothacker, verified 2026-10-16.
- community: Project Joy. Source: https://bell.bank/mortgage/loan-officer/emilynothacker, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bell Bank (NMLS 419538), Duluth, MN. Source: https://bell.bank/mortgage/loan-officer/emilynothacker, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/595514

## Contact

- linkedin_url: http://www.linkedin.com/in/emily-nothacker-6a815b123 (source: lender_site, verified 2026-10-16)
- View profile at Bell Bank: https://bell.bank/mortgage/loan-officer/emilynothacker
- Office phone and Email on file: shown at https://lendb.ai/lo/emily-nothacker-595514#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/595514
- lender_site: https://bell.bank/mortgage/loan-officer/emilynothacker

Cite as: Emily Nothacker (NMLS 595514), Bell Bank. LenDb.ai, https://lendb.ai/lo/emily-nothacker-595514, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._