---
canonical_url: https://lendb.ai/lo/emma-li-2051357
json_url: https://lendb.ai/lo/emma-li-2051357.json
nmls_id: 2051357
last_verified: 2026-10-09
---

# Emma Li

Mortgage Loan Officer at Loan Factory. NMLS ID 2051357 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2051357)).

**Summary:** Emma Li (NMLS 2051357) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Idaho, Texas and Washington on the lender page (not yet checked with the state regulator). Earliest state license record: September 9, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 9, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Pennsylvania (PA, confirmed), Idaho (ID, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO113063 | active | confirmed | 2022-09-09 | state_regulator | 2026-10-09 |
| PA | state_license | 122772 | active | confirmed |  | state_regulator | 2026-10-10 |
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/emma-li-2051357, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2051357

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/emma-li-2051357

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2051357
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://www.loanfactory.com/mortgage-expert/emma-li-2051357

Cite as: Emma Li (NMLS 2051357), Loan Factory. LenDb.ai, https://lendb.ai/lo/emma-li-2051357, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._