---
canonical_url: https://lendb.ai/lo/emory-culver-1798022
json_url: https://lendb.ai/lo/emory-culver-1798022.json
nmls_id: 1798022
last_verified: 2026-10-09
---

# Emory Culver

Senior Loan Originator at Cardinal Financial Company, Chandler, AZ. NMLS ID 1798022 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1798022)).

**Summary:** Emory Culver (NMLS 1798022) is Senior Loan Originator at Cardinal Financial Company, based in Chandler, AZ. Licensed in Florida, confirmed with the state regulator (license LO58850). Licensed since 2019 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2019 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- credential: 2026 Scotsman Guide Top Originator. Source: https://www.cardinalfinancial.com/loan-originator/emory-culver/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO58850 | active | confirmed | 2019-01-25 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Chandler, AZ. Source: https://www.cardinalfinancial.com/loan-originator/emory-culver/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1798022

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/emory-culver/
- Office phone and Email on file: shown at https://lendb.ai/lo/emory-culver-1798022#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1798022
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/emory-culver/

Cite as: Emory Culver (NMLS 1798022), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/emory-culver-1798022, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._