---
canonical_url: https://lendb.ai/lo/eric-garcia-1853158
json_url: https://lendb.ai/lo/eric-garcia-1853158.json
nmls_id: 1853158
last_verified: 2026-10-24
---

# Eric Garcia

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1853158 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1853158)).

Eric Garcia (NMLS 1853158) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Texas since 2019 and in Florida, California and Wisconsin.

**Summary:** Eric Garcia (NMLS 1853158) is a loan officer at E Mortgage Capital, Inc.. Licensed in 4 states confirmed with state regulators: Florida, Texas, California and Wisconsin. Earliest state license record: August 26, 2019 (Texas), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Eric licensed in Florida?

Yes. Florida regulator records list license LO134059 as active, first effective December 17, 2024 (verified 2026-10-15). LenDb has 3 other states on file for Eric. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Eric work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Eric been licensed?

The earliest state license record LenDb holds for Eric is from August 26, 2019 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/.

## At a glance

- Earliest state license record: August 26, 2019 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Eric C. Garcia (CA, FL, NV, TX, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Wisconsin (WI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO134059 | active | confirmed | 2024-12-17 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2019-08-26 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02252596 | active | confirmed |  | state_regulator | 2026-10-24 |
| WI | Wisconsin regulator | state_license | 1853158 | active | confirmed | 2026-05-22 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1853158 | inactive | confirmed | 2024-06-25 | state_regulator | 2026-10-24 |
| NV | Nevada regulator | state_license | NMLO-119026 | inactive | confirmed | 2025-01-13 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1853158

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1853158
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://mld.nv.gov/

Cite as: Eric Garcia (NMLS 1853158), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/eric-garcia-1853158, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._