---
canonical_url: https://lendb.ai/lo/eric-garnicki-363191
json_url: https://lendb.ai/lo/eric-garnicki-363191.json
nmls_id: 363191
last_verified: 2026-10-09
---

# Eric Garnicki

Trusted Mortgage Advisor at C2 Financial Corporation. NMLS ID 363191 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/363191)).

**Summary:** Eric Garnicki (NMLS 363191) is Trusted Mortgage Advisor at C2 Financial Corporation. Lists California on the lender page (not yet checked with the state regulator). Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO70609 | expired | confirmed | 2020-06-04 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: C2 Financial Corporation (NMLS 135622). Source: https://c2financial.com/find-a-loan-officer/egarnicki/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/363191

## Contact

- View profile at C2 Financial Corporation: https://c2financial.com/find-a-loan-officer/egarnicki/
- Office phone and Email on file: shown at https://lendb.ai/lo/eric-garnicki-363191#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/363191
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://c2financial.com/find-a-loan-officer/egarnicki/

Cite as: Eric Garnicki (NMLS 363191), C2 Financial Corporation. LenDb.ai, https://lendb.ai/lo/eric-garnicki-363191, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._