---
canonical_url: https://lendb.ai/lo/eric-rickard-1206397
json_url: https://lendb.ai/lo/eric-rickard-1206397.json
nmls_id: 1206397
last_verified: 2026-10-15
---

# Eric Rickard

Loan officer at FirstTrust Home Loans, Inc., Marion, IL. NMLS ID 1206397 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1206397)).

**Summary:** Eric Rickard (NMLS 1206397) is a loan officer at FirstTrust Home Loans, Inc., based in Marion, IL. Lists Illinois and Kentucky on the lender page (not yet checked with the state regulator). States 9 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 9 (source: https://www.firsttrusthomeloans.com/erickard/, verified 2026-10-15)
- Licensed in: Illinois (IL, lender_reported), Kentucky (KY, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 9. Source: https://www.firsttrusthomeloans.com/erickard/, verified 2026-10-15.
- education: Lincoln Trail College, Robinson, IL. Source: https://www.firsttrusthomeloans.com/erickard/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: FirstTrust Home Loans, Inc. (NMLS 75271), Marion, IL. Source: https://www.firsttrusthomeloans.com/erickard/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1206397

## Contact

- View profile at FirstTrust Home Loans, Inc.: https://www.firsttrusthomeloans.com/erickard/
- Email on file: shown at https://lendb.ai/lo/eric-rickard-1206397#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1206397
- lender_site: https://www.firsttrusthomeloans.com/erickard/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Eric Rickard (NMLS 1206397), FirstTrust Home Loans, Inc.. LenDb.ai, https://lendb.ai/lo/eric-rickard-1206397, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._