---
canonical_url: https://lendb.ai/lo/eric-todd-1800787
json_url: https://lendb.ai/lo/eric-todd-1800787.json
nmls_id: 1800787
last_verified: 2026-10-26
---

# Eric Todd

Loan officer at United Lending Team, INC, Franklin, TN. NMLS ID 1800787 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1800787)).

Eric Todd (NMLS 1800787) is a mortgage loan officer at United Lending Team, INC in Franklin, Tennessee, licensed in Florida, Texas and Massachusetts.

**Summary:** Eric Todd (NMLS 1800787) is a loan officer at United Lending Team, INC, based in Franklin, TN. Licensed in 3 states confirmed with state regulators: Florida, Texas and Massachusetts. Earliest state license record: July 19, 2024 (Wyoming), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Eric licensed in Florida?

Yes. Florida regulator records list license LO130486 as active, first effective July 23, 2024 (verified 2026-10-15). LenDb has 2 other states on file for Eric. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Eric work for?

United Lending Team, INC, company NMLS 2273319, from the Franklin, TN office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Eric been licensed?

The earliest state license record LenDb holds for Eric is from July 19, 2024 (Wyoming regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://wyomingbankingdivision.wyo.gov/.

## At a glance

- Earliest state license record: July 19, 2024 (Wyoming), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Eric H. Todd (CA, FL, MA, NV, NY, TX, WY, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Massachusetts (MA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO130486 | active | confirmed | 2024-07-23 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-07-29 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1800787 | inactive | confirmed | 2024-09-03 | state_regulator | 2026-10-24 |
| MA | Massachusetts regulator | state_license | MLO1800787 | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 107452 | inactive | confirmed | 2024-07-19 | state_regulator | 2026-10-27 |
| NV | Nevada regulator | state_license | NMLO-1199931 | inactive | confirmed | 2024-07-24 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: United Lending Team, INC (NMLS 2273319), Franklin, TN. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1800787

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1800787
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees
- state_regulator: https://wyomingbankingdivision.wyo.gov/
- state_regulator: https://mld.nv.gov/

Cite as: Eric Todd (NMLS 1800787), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/eric-todd-1800787, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._