---
canonical_url: https://lendb.ai/lo/erica-lo-1673676
json_url: https://lendb.ai/lo/erica-lo-1673676.json
nmls_id: 1673676
last_verified: 2026-10-15
---

# Erica Lo

Loan Officer at Residential Wholesale Mortgage, Inc., San Diego, CA. NMLS ID 1673676 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1673676)).

**Summary:** Erica Lo (NMLS 1673676) is Loan Officer at Residential Wholesale Mortgage, Inc., based in San Diego, CA. Licensed in Florida, confirmed with the state regulator (license LO83588). Also lists Arizona and California on the lender page (not yet checked with the state regulator). Earliest state license record: March 10, 2021 (Florida), per state regulator. States 12 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: March 10, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://rwmloans.com/erica-lo/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Erica Lo has over 12 years of mortgage industry experience in processing, funding and closing, and has lived in San Diego for 20 years. They hold a BA in Economics from UC San Diego.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 12. Source: https://rwmloans.com/erica-lo/, verified 2026-10-15.
- education: BA in Economics, UC San Diego. Source: https://rwmloans.com/erica-lo/, verified 2026-10-15.
- role: Senior Processor and Loan originator. Source: https://rwmloans.com/erica-lo/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO83588 | active | confirmed | 2021-03-10 | state_regulator | 2026-10-15 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Residential Wholesale Mortgage, Inc. (NMLS 79445), San Diego, CA. Source: https://rwmloans.com/erica-lo/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1673676

## Contact

- View profile at Residential Wholesale Mortgage, Inc.: https://rwmloans.com/erica-lo/
- Office phone and Email on file: shown at https://lendb.ai/lo/erica-lo-1673676#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1673676
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://rwmloans.com/erica-lo/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Erica Lo (NMLS 1673676), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/erica-lo-1673676, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._