---
canonical_url: https://lendb.ai/lo/erica-ochoa-2247792
json_url: https://lendb.ai/lo/erica-ochoa-2247792.json
nmls_id: 2247792
last_verified: 2026-10-15
---

# Erica Ochoa

Loan officer at West Capital Lending, Inc.. NMLS ID 2247792 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2247792)).

Erica Ochoa (NMLS 2247792) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida and Texas.

**Summary:** Erica Ochoa (NMLS 2247792) is a loan officer at West Capital Lending, Inc.. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: December 14, 2021 (Iowa), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Erica licensed in Florida?

Yes. Florida regulator records list license LO100442 as active, first effective January 13, 2022 (verified 2026-10-15). LenDb has 1 other state on file for Erica. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Erica work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Erica been licensed?

The earliest state license record LenDb holds for Erica is from December 14, 2021 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: December 14, 2021 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Erica R. Ochoa (FL, IA, TX, as of 2026-10-19)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO100442 | active | confirmed | 2022-01-13 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-02-02 | state_regulator | 2026-10-13 |
| IA | Iowa regulator | state_license | 47278 | expired | confirmed | 2021-12-14 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2247792

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2247792
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://idob.iowa.gov/

Cite as: Erica Ochoa (NMLS 2247792), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/erica-ochoa-2247792, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._