--- canonical_url: https://lendb.ai/lo/erick-torres-1889547 json_url: https://lendb.ai/lo/erick-torres-1889547.json nmls_id: 1889547 last_verified: 2026-10-31 --- # Erick Torres Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 1889547 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1889547)). Erick Torres (NMLS 1889547) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida, Texas, Delaware and 7 more states. Erick speaks English and Spanish. **Summary:** Erick Torres (NMLS 1889547) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 10 states confirmed with state regulators: Florida, Texas, Delaware, Arkansas, Oregon, Wisconsin, California, Maryland and 2 more. Speaks English and Spanish. Earliest state license record: September 11, 2019 (Iowa), per state regulator. States 6 years of experience. Last verified 2026-10-31. ## Quick answers ### Is Erick licensed in Florida? Yes. Florida regulator records list license LO125564 as active, first effective January 23, 2024 (verified 2026-10-15). LenDb has 9 other states on file for Erick. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### What lender does Erick work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/erick-torres/. ### What languages does Erick speak? English and Spanish, per their lender page (verified 2026-10-15). Source: https://independencehl.com/erick-torres/. ### How long has Erick been licensed? The earliest state license record LenDb holds for Erick is from September 11, 2019 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Erick states 6 years of experience. Source: https://idob.iowa.gov/. ## At a glance - Earliest state license record: September 11, 2019 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 6 (source: https://independencehl.com/erick-torres/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): Erick E. Torres (AR, CA, DE, FL, IA, MD, NV, OR, TX, as of 2026-10-30) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Delaware (DE, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Erick Torres has over 6 years of experience in mortgage. They are fluent in English and Spanish and say they are originally from California. Their profile also mentions that they compete in Spartan races and marathons. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 6. Source: https://independencehl.com/erick-torres/, verified 2026-10-15. - other: recognized as a top producer. Source: https://independencehl.com/erick-torres/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO125564 | active | confirmed | 2024-01-23 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2024-01-20 | state_regulator | 2026-10-13 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 34937 | expired | confirmed | 2019-09-11 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-09 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 1889547 | active | confirmed | 2025-12-26 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1889547 | active | confirmed | 2025-01-28 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | IL | Illinois regulator | state_license | 31.0094739 | active | confirmed | 2026-05-08 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-152056 | active | confirmed | 2025-12-30 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/erick-torres/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1889547 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/erick-torres/ - Office phone and Email on file: shown at https://lendb.ai/lo/erick-torres-1889547#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1889547 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/erick-torres/ Cite as: Erick Torres (NMLS 1889547), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/erick-torres-1889547, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._