---
canonical_url: https://lendb.ai/lo/erik-ferm-1216345
json_url: https://lendb.ai/lo/erik-ferm-1216345.json
nmls_id: 1216345
last_verified: 2026-10-09
---

# Erik Ferm

Mortgage Advisor at CrossCountry Mortgage, Norwell, MA. NMLS ID 1216345 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1216345)).

**Summary:** Erik Ferm (NMLS 1216345) is Mortgage Advisor at CrossCountry Mortgage, based in Norwell, MA. Lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Construction loan, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle) and First-time buyer. Licensed since 2023 (per Florida records). States 13 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 13 (source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/, verified 2026-10-09)
- Licensed in: Massachusetts (MA, lender_reported), Maine (ME, lender_reported), New Hampshire (NH, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/
- **Non-QM loan** (`non-qm`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/

## About

Erik has 13 years of mortgage experience, starting as a processing assistant in 2013. He holds a business degree from UMass Amherst's Isenberg School of Management and specializes in conventional, jumbo and portfolio loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 13. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/, verified 2026-10-09.
- education: Business degree from UMass Amherst's Isenberg School of Management. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO118361 | expired | confirmed | 2023-03-23 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| ME | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Norwell, MA. Source: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1216345

## Contact

- linkedin_url: https://www.linkedin.com/in/erik-ferm/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/
- Office phone and Email on file: shown at https://lendb.ai/lo/erik-ferm-1216345#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1216345
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/norwell-ma-4814/erik-ferm/

Cite as: Erik Ferm (NMLS 1216345), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/erik-ferm-1216345, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._