---
canonical_url: https://lendb.ai/lo/erik-hood-885145
json_url: https://lendb.ai/lo/erik-hood-885145.json
nmls_id: 885145
last_verified: 2026-10-09
---

# Erik Hood

Mortgage Advisor at BECU. NMLS ID 885145 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/885145)).

**Summary:** Erik Hood (NMLS 885145) is Mortgage Advisor at BECU. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, HELOC, Jumbo loan and VA loan. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood
- **HELOC** (`heloc`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood
- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood

## About

Erik Hood has over five years in the mortgage industry. A PNW native with a BA from the University of Arizona, they have extensive knowledge in conventional, jumbo, FHA, VA, land, and home equity lines of credit.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over five years. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood, verified 2026-10-09.
- education: BA from the University of Arizona. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BECU (NMLS 490518). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/885145

## Contact

- View profile at BECU: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood
- Office phone and Email on file: shown at https://lendb.ai/lo/erik-hood-885145#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/885145
- lender_site: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/erik-hood

Cite as: Erik Hood (NMLS 885145), BECU. LenDb.ai, https://lendb.ai/lo/erik-hood-885145, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
