---
canonical_url: https://lendb.ai/lo/erik-kolz-30450
json_url: https://lendb.ai/lo/erik-kolz-30450.json
nmls_id: 30450
last_verified: 2026-10-15
---

# Erik Kolz

Area Sales Manager at Guaranteed Rate Affinity, LLC, Bloomington, MN. NMLS ID 30450 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/30450)).

**Summary:** Erik Kolz (NMLS 30450) is Area Sales Manager at Guaranteed Rate Affinity, LLC, based in Bloomington, MN. Licensed in Florida, confirmed with the state regulator (license LO88273). Also lists Arizona, Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed, Real estate investor, VA loan and First-time buyer. Earliest state license record: May 25, 2021 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 25, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.grarate.com/loan-officers/erik-kolz-30450, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), Minnesota (MN, lender_reported), Wisconsin (WI, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.64, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/erik-kolz-30450
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.52, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/erik-kolz-30450
- **VA loan** (`va`): from their lender profile page, confidence 0.40, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/erik-kolz-30450
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.19, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/erik-kolz-30450

## About

Erik Kolz has 25+ years of experience as an Area Sales Manager and loan officer. They say they focus on first-time buyers, self-employed borrowers, investors, and veterans across Minnesota, Wisconsin, Arizona and Florida.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.grarate.com/loan-officers/erik-kolz-30450, verified 2026-10-15.
- service_area: Minnesota, Wisconsin, Arizonia, and Florida. Source: https://www.grarate.com/loan-officers/erik-kolz-30450, verified 2026-10-15.
- other: Evenings and weekends availability. Source: https://www.grarate.com/loan-officers/erik-kolz-30450, verified 2026-10-15.
- other: Helped at least 7,500 clients. Source: https://www.grarate.com/loan-officers/erik-kolz-30450, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO88273 | active | confirmed | 2021-05-25 | state_regulator | 2026-10-15 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| MN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Bloomington, MN. Source: https://www.grarate.com/loan-officers/erik-kolz-30450, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/30450

## Contact

- linkedin_url: https://www.linkedin.com/in/erik-kolz-aa10862/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/erik-kolz-30450
- Office phone and Email on file: shown at https://lendb.ai/lo/erik-kolz-30450#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/30450
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/erik-kolz-30450
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Erik Kolz (NMLS 30450), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/erik-kolz-30450, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._