{
  "canonical_url": "https://lendb.ai/lo/erik-miller-544564",
  "loan_officer": {
    "nmls_id": 544564,
    "slug": "erik-miller-544564",
    "canonical_url": "https://lendb.ai/lo/erik-miller-544564",
    "md_url": "https://lendb.ai/lo/erik-miller-544564.md",
    "json_url": "https://lendb.ai/lo/erik-miller-544564.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/544564",
    "full_name": {
      "value": "Erik Miller",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/emiller/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Erik",
    "last_name": "Miller",
    "headshot_url": {
      "value": "https://alcova.com/wp-content/uploads/2026/01/erik-miller.png",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/emiller/",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Erik Miller is originally from Santa Cruz, CA and is passionate about meeting borrowers from all walks of life and sharing his knowledge. He enjoys beach activities, motorcycling, and actively supports charities involving veterans and children.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/emiller/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Business Development Specialist",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/emiller/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/emiller/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": 0,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 40508,
      "lender_name": "ALCOVA Mortgage",
      "lender_slug": "alcova-mortgage-40508",
      "branch_city": "Summerville",
      "branch_state": "SC",
      "branch_zip": "29486",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://alcova.com/loan-officer/emiller/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/emiller/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 40508,
        "lender_name": "ALCOVA Mortgage",
        "lender_slug": "alcova-mortgage-40508",
        "branch_city": "Summerville",
        "branch_state": "SC",
        "branch_zip": "29486",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://alcova.com/loan-officer/emiller/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/emiller/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO144305",
        "status": "active",
        "issued_at": "2026-01-21",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/erik-miller-83662b372/",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/emiller/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "community",
        "value": "Supports charities involving veterans and children",
        "source": "lender_site",
        "source_url": "https://alcova.com/loan-officer/emiller/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 10:13:35.762261+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/erik-miller-544564#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://alcova.com/loan-officer/emiller/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2026,
      "state": "FL"
    },
    "federal_registration": null
  }
}