---
canonical_url: https://lendb.ai/lo/erik-specht-2007955
json_url: https://lendb.ai/lo/erik-specht-2007955.json
nmls_id: 2007955
last_verified: 2026-10-20
---

# Erik Specht

Loan officer at West Capital Lending, Inc.. NMLS ID 2007955 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2007955)).

Erik Specht (NMLS 2007955) is a mortgage loan officer at West Capital Lending, Inc., licensed in Oregon since 2021 and in Arkansas and Iowa.

**Summary:** Erik Specht (NMLS 2007955) is a loan officer at West Capital Lending, Inc.. Licensed in 3 states confirmed with state regulators: Arkansas, Iowa and Oregon. Earliest state license record: August 3, 2021 (Oregon), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Erik licensed in Arkansas?

Yes. Arkansas regulator records list a license as active (verified 2026-10-20). LenDb has 2 other states on file for Erik. Source: https://securities.arkansas.gov/loans/nmls/.

### What lender does Erik work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-20). Source: https://securities.arkansas.gov/loans/nmls/.

### How long has Erik been licensed?

The earliest state license record LenDb holds for Erik is from August 3, 2021 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: August 3, 2021 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Erik W. Specht (AR, IA, OR, as of 2026-10-20)
- Licensed in: Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 49778 | active | confirmed | 2022-12-06 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-08-03 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2007955 | expired | confirmed | 2022-11-10 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://securities.arkansas.gov/loans/nmls/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2007955

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2007955
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Erik Specht (NMLS 2007955), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/erik-specht-2007955, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._