---
canonical_url: https://lendb.ai/lo/erik-taylor-561167
json_url: https://lendb.ai/lo/erik-taylor-561167.json
nmls_id: 561167
last_verified: 2026-10-09
---

# Erik Taylor

Mortgage Banker at First Citizens Bank, Raleigh, NC. NMLS ID 561167 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/561167)).

**Summary:** Erik Taylor (NMLS 561167) is Mortgage Banker at First Citizens Bank, based in Raleigh, NC. Lists North Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, Renovation loan (203k / HomeStyle), Self-employed and Vacation home. States 27 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 27 (source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor, verified 2026-10-09)
- Licensed in: North Carolina (NC, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Construction loan** (`construction`): lender page, confidence 0.90, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor
- **Self-employed** (`self-employed`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor
- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor

## About

Erik has been originating home mortgage loans since 1999, specializing in construction permanent lending. He focuses on customizing mortgage products for custom home builders and emphasizes excellent customer service.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 27. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor, verified 2026-10-09.
- service_area: Carteret, Durham, Mecklenburg, Orange, Wake counties in NC. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor, verified 2026-10-09.
- education: North Carolina State University. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor, verified 2026-10-09.
- credential: Top 10 producer for majority of career at First Citizens Bank. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor, verified 2026-10-09.
- community: Involved with Christ Episcopal Church, Alexander Family YMCA, Broughton High School Athletics. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Raleigh, NC. Source: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/561167

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor
- Office phone and Email on file: shown at https://lendb.ai/lo/erik-taylor-561167#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/561167
- lender_site: https://bankers.firstcitizens.com/mortgage/nc/raleigh/erik-taylor

Cite as: Erik Taylor (NMLS 561167), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/erik-taylor-561167, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._