---
canonical_url: https://lendb.ai/lo/erika-barragan-1828139
json_url: https://lendb.ai/lo/erika-barragan-1828139.json
nmls_id: 1828139
last_verified: 2026-10-26
---

# Erika Barragan

Loan officer at West Capital Lending, Inc.. NMLS ID 1828139 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1828139)).

Erika Barragan (NMLS 1828139) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2020 and in Florida, California, Oregon and Maryland.

**Summary:** Erika Barragan (NMLS 1828139) is a loan officer at West Capital Lending, Inc.. Licensed in 5 states confirmed with state regulators: Florida, California, Colorado, Oregon and Maryland. Earliest state license record: February 14, 2020 (Colorado), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Erika licensed in Florida?

Yes. Florida regulator records list license LO96565 as active, first effective October 26, 2021 (verified 2026-10-15). LenDb has 4 other states on file for Erika. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Erika work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-15). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### How long has Erika been licensed?

The earliest state license record LenDb holds for Erika is from February 14, 2020 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=246477&contact=466718.

## At a glance

- Earliest state license record: February 14, 2020 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO96565 | active | confirmed | 2021-10-26 | state_regulator | 2026-10-15 |
| CA | California Department of Real Estate | state_license | 02228342 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100516466 | active | confirmed | 2020-02-14 | state_regulator | 2026-10-16 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-12-09 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1828139

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1828139
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=246477&contact=466718
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/

Cite as: Erika Barragan (NMLS 1828139), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/erika-barragan-1828139, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._