---
canonical_url: https://lendb.ai/lo/erika-luna-gibson-1479570
json_url: https://lendb.ai/lo/erika-luna-gibson-1479570.json
nmls_id: 1479570
last_verified: 2026-10-09
---

# Erika Luna Gibson

Mortgage Consultant at CrossCountry Mortgage, Scottsdale, AZ. NMLS ID 1479570 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1479570)).

**Summary:** Erika Luna Gibson (NMLS 1479570) is Mortgage Consultant at CrossCountry Mortgage, based in Scottsdale, AZ. Lists Arizona and California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Real estate investor, First-time buyer and HELOC. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Arizona (AZ, lender_reported), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/
- **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/

## About

Erika Luna Gibson is a mortgage consultant in Scottsdale specializing in first-time homebuyers, investment properties, down payment assistance, and home equity options.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1479570

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/
- Office phone and Email on file: shown at https://lendb.ai/lo/erika-luna-gibson-1479570#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1479570
- lender_site: https://crosscountrymortgage.com/scottsdale-az-4638/erika-gibson/

Cite as: Erika Luna Gibson (NMLS 1479570), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/erika-luna-gibson-1479570, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._