---
canonical_url: https://lendb.ai/lo/erin-baggett-2060451
json_url: https://lendb.ai/lo/erin-baggett-2060451.json
nmls_id: 2060451
last_verified: 2026-10-09
---

# Erin Baggett

Direct Loan Officer at Truist Bank, Richmond, VA. NMLS ID 2060451 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2060451)).

**Summary:** Erin Baggett (NMLS 2060451) is Direct Loan Officer at Truist Bank, based in Richmond, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Jumbo loan and Physician and medical professional. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224

## About

Erin has 25 years of experience in consumer finance, including home improvement, refinancing, and purchase mortgages. They previously owned The Franklin Financial Corporation as a licensed New York mortgage broker and managed high-end properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224, verified 2026-10-09.
- role: Licensed New York State mortgage broker who owned and operated The Franklin Financial Corporation. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224, verified 2026-10-09.
- role: Licensed REALTOR® in MO and HI. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224, verified 2026-10-09.
- role: Property manager in high-end real estate. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224, verified 2026-10-09.
- education: Bachelor of Science in Finance (Honors), Long Island University, 1995. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Richmond, VA. Source: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2060451

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224
- Office phone and Email on file: shown at https://lendb.ai/lo/erin-baggett-2060451#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2060451
- lender_site: https://www.truist.com/finder/mortgage/erin-baggett-direct-loan-officer-richmond-va-23224

Cite as: Erin Baggett (NMLS 2060451), Truist Bank. LenDb.ai, https://lendb.ai/lo/erin-baggett-2060451, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._